Debit Card & Credit Card Rewards


Nowadays, consumers have a dizzying selection of points, miles and cash back credit cards to choose from. Differentiate your card from the rest of the pack with Access Rewards.

Access Rewards is a revolutionary cash-back rewards program that adds unparalleled value to your bankcard and differentiates you from even the strongest competition. With Access Rewards, you’ll be better able to:

What’s Different About Access Rewards?

You Don’t Pay the Rewards. Retailers Do.
Most points and miles programs mean big liabilities for banks and card issuers. With Access Rewards, cash rewards are paid by participating merchants in the program. They provide these incentives to help them attract new customers and to encourage repeat business. So everyone wins – especially your cardholders.

Unmatched Cardholder Value – Up to 50% Back
When it comes to rewards, the only thing that beats cash is MORE cash. Access Rewards offers more cash back to your cardholders – up to 50% at participating locations – than any other rewards program.

Relevant Rewards on Every Day Spending in Your Community
In addition to recognizable national brands, Access Rewards delivers a broad network of popular local retailers in the communities you serve. The result? Relevant value at places your cardholders dine, shop and patronize every day.

Customized to Enhance Your Brand
We tailor each program with the issuer’s brand in mind—working behind the scenes to deliver a turnkey marketing program that boosts cardholder awareness, loyalty and usage. Simply put, we build the program, you reap the benefits.

Cardholder Friendly
With Access Rewards, there are no coupons to clip. No questions at the cash register. No points to figure out and no redemption hassles. Cash rewards are deposited, on your behalf, automatically into cardholder accounts – just for using your card at participating retailers.

Call 800.652.5715 or contact us to learn how Access Rewards can help your bankcard become the card of choice in your community.
Access Rewards at a Glance
  • Value that Delivers “Top of Wallet” Status
  • Up to 50% Cash Back Rewards
  • Both Brick & Mortar and Online Retailers
  • Restaurants, Shopping, Travel & More
  • Private-Labeled for Your Bank
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"We have witnessed a 20% lift in Check Card transactions...and a 22% activation rate among inactives...since launching the Zions Cash Rewards program with Access Development. There's simply nothing else like it in the rewards space."

Cindy Smith
SVP, Bankcard Operations
Zions Bancorporation